A percentage plus a fixed fee behaves very differently on a ten-euro payment and on a thousand-euro one. Seeing the effective rate is what makes small transactions look the way they really are.
Payment processing fee calculator
What card and platform fees take from each payment and over a month, and what you actually receive once the percentage and fixed fee are gone.
Effective rate
3.2%
Fee per payment
CHF 3.20
Fees per month
CHF 160.00
Received per month
CHF 4,840.00
يُحتسب فورًا في متصفحك · لا يتم إرسال أي بيانات
كيف تعمل
- 1Enter a typical payment, not the largest one.
- 2Use the rate on your provider statement, not the headline one.
- 3Add the number of payments in a month.
لمن هذه الأداة
- •Deciding a minimum order value
- •Comparing two payment providers
- •Pricing a low-value subscription
نصائح احترافية
- The fixed fee is what kills small payments. Below a certain amount, group them.
- Cross-border and currency conversion fees come on top. Check both on your statement.
أدوات ذات صلة
Currency exchange margin calculator
What a bank or platform really takes on a currency conversion, spread included.
Late payment interest calculator
Work out the late interest and the fixed recovery fee you may claim on an unpaid invoice, from the due date and the rate that applies.
Free invoice generator (PDF)
Create a clean, professional invoice in under a minute. Downloads as PDF, no signup, no watermark.
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