A percentage plus a fixed fee behaves very differently on a ten-euro payment and on a thousand-euro one. Seeing the effective rate is what makes small transactions look the way they really are.
Payment processing fee calculator
What card and platform fees take from each payment and over a month, and what you actually receive once the percentage and fixed fee are gone.
Effective rate
3.2%
Fee per payment
CHF 3.20
Fees per month
CHF 160.00
Received per month
CHF 4,840.00
Calculated instantly in your browser · no data sent
How it works
- 1Enter a typical payment, not the largest one.
- 2Use the rate on your provider statement, not the headline one.
- 3Add the number of payments in a month.
Who it's for
- •Deciding a minimum order value
- •Comparing two payment providers
- •Pricing a low-value subscription
Pro tips
- The fixed fee is what kills small payments. Below a certain amount, group them.
- Cross-border and currency conversion fees come on top. Check both on your statement.
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